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Building a new home or renovating an existing home?
Construction Loan Banc's One Time Close Loan is an attractive home construction loan that actually does the work of two loans; once your home construction is complete, your loan becomes your permanent mortgage. That means paying closing costs only once and qualifying only once.
• No payments during construction*
• Fixed and adjustable rate mortgage options
• Stated Income loans
• Zero down options - lending off the Future Appraised value of the property
• Lot loans and major rehab financing
• “No Builder Chosen” loans
• SPEC HOME construction loans for Builders and NON-BUILDERS with a fixed rate as low as 5.99% up to 80% loan to cost; stated income, stated asset, no debt ratios calculated, no pre-payment penalty (interim only) You don't have to be a builder to qualify for this loan and can be your own construction supervisor!
* OWNER BUILDER with a rate as low as 4.99% up to 85% loan to cost, NO contractor license required (interim only) Stated income, stated asset, no debt ratios calculated, no pre-payment penalty, new construction only. You don't have to be a builder to qualify for this loan and can be your own construction supervisor!
* CUSTOM HOME PROGRAM with a fixed rate as low as 3.99% to 90% loan to cost; stated income, stated asset, no debt ratios calculated, no pre-payment penalty ( must have a builder for this program) • Investment property construction loans
• Second home construction loans
* Lending off of the FUTURE APPRAISED VALUE in most cases
* Renovation loans for both Purchases and Refinance Situations
Commercial construction and Commerical Loans
Please call 1-866-918-5805 for further details
Construction Loan Banc's One Time Close Loan is an attractive home construction loan that actually does the work of two loans; once your home construction is complete, your loan becomes your permanent mortgage. That means paying closing costs only once and qualifying only once.
• No payments during construction*
• Fixed and adjustable rate mortgage options
• Stated Income loans
• Zero down options - lending off the Future Appraised value of the property
• Lot loans and major rehab financing
• “No Builder Chosen” loans
• SPEC HOME construction loans for Builders and NON-BUILDERS with a fixed rate as low as 5.99% up to 80% loan to cost; stated income, stated asset, no debt ratios calculated, no pre-payment penalty (interim only) You don't have to be a builder to qualify for this loan and can be your own construction supervisor!
* OWNER BUILDER with a rate as low as 4.99% up to 85% loan to cost, NO contractor license required (interim only) Stated income, stated asset, no debt ratios calculated, no pre-payment penalty, new construction only. You don't have to be a builder to qualify for this loan and can be your own construction supervisor!
* CUSTOM HOME PROGRAM with a fixed rate as low as 3.99% to 90% loan to cost; stated income, stated asset, no debt ratios calculated, no pre-payment penalty ( must have a builder for this program) • Investment property construction loans
• Second home construction loans
* Lending off of the FUTURE APPRAISED VALUE in most cases
* Renovation loans for both Purchases and Refinance Situations
Commercial construction and Commerical Loans
Please call 1-866-918-5805 for further details
